We Started Because Businesses Were Struggling
Back in 2019, I was sitting in a coffee shop in Bảo Lộc when a friend mentioned she had no idea where her money was going each month. Her business was profitable on paper, but somehow there was never enough cash. That conversation stuck with me.
Most financial advice felt either too academic or too simplified. People needed something in between – practical help that actually fit their daily reality. So we built Futechworld around that gap.
From Frustration to Foundation
The first year was rough. We worked with six local businesses and honestly, two of them didn't see much improvement. But the other four? They started making decisions differently. One restaurant owner told us he finally understood why his busiest months weren't his most profitable ones.
That's when we realized our role wasn't to fix everything – it was to help people see their own patterns clearly. Once they understood their numbers, they knew what to do next.
By late 2021, we'd refined our approach. We stopped trying to be everything to everyone and focused on what actually worked: clear communication about money, practical tools that people would actually use, and ongoing support that didn't require a finance degree to understand.
What Guides Our Work
These aren't corporate values we printed on a poster. They're the things we go back to when we're not sure what to do next.
Real Numbers Matter
We don't deal in vague estimates or optimistic projections. If your budget shows a gap, we tell you. If something's working well, we show you exactly why.
Last month, a client thought they needed more customers. The data showed they needed to collect payments faster. Two different problems entirely.
Context Changes Everything
A budget that works for a coffee shop won't work for a manufacturing business. Seasonal patterns in tourism look nothing like retail cycles. We don't use cookie-cutter approaches.
We helped a tour operator restructure their entire cash flow around Tết and summer peaks – their off-season savings now cover the slow months comfortably.
You Own Your Decisions
Our job is to give you clear information and realistic options. Your job is to choose what fits your goals and risk tolerance. We don't push you toward choices that serve us better than you.
When a restaurant owner wanted to expand, we showed her three scenarios. She picked the slowest growth option because it let her sleep better at night. Still the right choice a year later.
Watching Things Click Into Place
Some clients come to us in crisis mode. Others just know something could work better. Here's what that journey typically looks like.
Phuong – Textile Workshop Owner
Her workshop had steady orders, but she was constantly stressed about meeting payroll. She'd taken on a large contract that actually made things worse financially. When we reviewed her numbers, the problem was obvious – she was pricing based on what competitors charged, not what her actual costs were.
After restructuring her pricing and payment terms, she turned down two contracts that would have been profitable on paper but terrible for cash flow. Her revenue dropped slightly, but she wasn't panicking anymore. She hired an assistant in early 2025 without losing sleep over it.
Tuan – Restaurant Manager
Tuan's restaurant was busy, but he couldn't figure out why other places seemed more profitable. His food costs were all over the place. Some months looked great, others didn't. He suspected waste but had no way to track it systematically.
We set up a simple tracking system – nothing fancy, just consistent. Within two months, he identified that weekend prep was where most waste happened. His food cost percentage dropped from 38% to 31% just by adjusting prep schedules and portion controls. He's now looking at a second location for late 2026.
Mai – Freelance Designer
Mai was making decent money but never knew if she could afford to take time off. Her income varied wildly month to month, and she had no buffer for slow periods. She'd started avoiding checking her bank account because it stressed her out.
She now has three months of expenses saved and actually took two weeks off in January 2025 without panicking. We didn't get her more clients – we helped her see her income patterns and plan around them. She raises her rates regularly now and turns down rush jobs that aren't worth the stress.
What Working Together Actually Costs
We price based on complexity and time commitment, not on how much money you make. These are our standard programs starting mid-2025. All prices are in Vietnamese Dong and include ongoing support during your program period.
Foundation Setup
- Complete budget framework creation
- Cash flow tracking system
- Basic expense categorization
- Monthly check-in calls
- Email support included
Business Health Program
- Everything in Foundation
- Profit margin analysis
- Pricing structure review
- Seasonal planning support
- Bi-weekly consultations
- Custom reporting dashboard
Growth Partnership
- Everything in Business Health
- Expansion scenario planning
- Investor-ready financials
- Team budget training
- Weekly access availability
- Priority scheduling
Payment Flexibility
Split Payments Available
For six and twelve month programs, we can split payments into installments. First payment starts your work, remaining payments spread across your program timeline. No interest charges.
Bank Transfer or In-Person
We accept direct bank transfer to our business account or payment at our Bảo Lộc office. Invoice provided for all transactions. Payment plans formalized in your service agreement.
Ellison Dragomir
Founder, Futechworld
I started this because I kept seeing the same problems – good businesses struggling not because they weren't capable, but because their financial picture was unclear. If we can help you see your numbers plainly, you can usually figure out what comes next.